American Education Services

Introduction
American Education Services (AES) has been effectively serving the student community since 1964. The primary mission of this service organization is to provide financial aid in the shape of grants, loans and scholarships to deserving candidates interested in seeking a higher education. Within just 44 years of services, the organization has grown into a fully independent and robust financial institution that proudly serves the entire nation. The management of American Education Services is dedicated and committed to creating affordable access to higher education for students irrespective of age, sex, and creed. The AES has been servicing all states and regions and ensures that a standard approach is taken while evaluating, justifying and providing loans to the eligible students.

Top Schools

Kaplan University Online

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Capella University

Strayer University

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Achievements
AES has not only grown exponentially with reference to the financial offerings that it provides to various segments of the market, but also in terms of the leadership and management abilities of the organization. The leaders and directors of AES have revolutionized the very institute of education and learning. The masses have been provided with a plethora of service offerings that cater to the demands and financial needs of different communities and people. The different schemes and policies are all focused on developing new and innovative ways to further ease the financial burdens of students and borrowers.

By the same token, AES is also planning to streamline the financial aid delivery systems for various schools, colleges, universities, private and public lenders. AES has saved millions by streamlining the policies and ensuring that the process of obtaining a loan or grant is succinct, precise, validated within certain timelines and practical in regards to payback to organizations, lenders and even the government. An example of this strategy in progress is the overwhelming success rate of the long-standing Zero Guarantee Fee Policy. This policy alone has saved approximately $ 20 million dollars annually in terms of policy fees that students had to pay governments or other lenders. The impact of the AES policies have been felt across the board and students have been very lucky in regards to having an organization that provides around the clock, dedicated, focused information regarding all different kinds of loans and grants.

Future Vision
The AES has recently changed an extensive array of policies to decrease the churn and the overall pressures associated with being a personal lender. The change in policy is also due to the change in policy of their parent company PHEAA - Pennsylvania Higher Education Assistance Agency. The PHEAA has recently decided to temporarily suspend their ownership and rights as an official lender in the Federal Family Educational Loan Program (FFELP). There are several important loans that come under the jurisdiction of the FFELP namely Stafford, Parent PLUS, Graduate PLUS, and Consolidation loans. One of the major milestones of AES for the next coming years is to grow the lender list for this particular program.

The cases that are with the AES currently will remain as is. But moving forward, the policies will be implemented to all new and upcoming service offerings. AES will be an organization that will keep on playing its role in the overall development of the students and families that thrive for education excellence.